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Call or Text:1-844-90-RATES

Email Us: alex@gustancho.com

Mortgage Lenders For Bad Credit

Author: Alex Carlcucci

Understanding Debt-to-income Ratio

Understanding Debt-to-Income Ratio for a Mortgage

ByAlex Carlcucci March 28, 2025April 29, 2025

This guide covers understanding debt-to-income ratio for a mortgage. Borrowers’ understanding debt-to-income ratio for a mortgage is important…

Read More Understanding Debt-to-Income Ratio for a MortgageContinue

Mortgage After Foreclosure

Getting Approved For a Mortgage After Foreclosure

ByAlex Carlcucci March 27, 2025April 29, 2025

This guide covers qualifying for a mortgage after foreclosure. Millions of homeowners went through foreclosure due to the…

Read More Getting Approved For a Mortgage After ForeclosureContinue

Shopping for the Best Rates

Shopping for the Best Rates on Home Loans

ByAlex Carlcucci March 26, 2025March 27, 2025

This guide covers shopping for the best rates on home loans. Many homebuyers and refinance mortgage loan borrowers…

Read More Shopping for the Best Rates on Home LoansContinue

Non-QM Loans After Bankruptcy

Non-QM Loans After Bankruptcy and Foreclosure

ByAlex Carlcucci March 25, 2025March 26, 2025

This guide covers non-QM loans after bankruptcy and foreclosure. Let’s first discuss the definition of qualified mortgages, or…

Read More Non-QM Loans After Bankruptcy and ForeclosureContinue

Mortgage Rate Forecasts

Mortgage Rate Forecasts-Is It a Good Time to Buy a House

ByAlex Carlcucci March 24, 2025March 25, 2025

This guide covers mortgage rate forecasts and will discuss whether it is a good time to buy a…

Read More Mortgage Rate Forecasts-Is It a Good Time to Buy a HouseContinue

Self-Employed Mortgage

Fannie Mae Guidelines on Conventional Loans

ByAlex Carlcucci March 23, 2025March 24, 2025

This guide covers Freddie Mac and Fannie Mae Guidelines on conventional loans. If you are currently shopping for…

Read More Fannie Mae Guidelines on Conventional LoansContinue

Qualified Income

Qualified Income Mortgage Guidelines

ByAlex Carlcucci March 22, 2025March 24, 2025

In this guide, we will cover qualified income mortgage guidelines. We will discuss what qualified income is and…

Read More Qualified Income Mortgage GuidelinesContinue

Gaps in Employment

What Are the the Gaps in Employment Guidelines for a Mortgage

ByAlex Carlcucci March 22, 2025April 4, 2025

This guide covers getting qualified and approved for a mortgage with a gap or multiple gaps in employment…

Read More What Are the the Gaps in Employment Guidelines for a MortgageContinue

HUD Guidelines on Home Purchase

Mortgage Forbearance Guidelines on Home Loans

ByAlex Carlcucci March 22, 2025March 24, 2025

This guide covers qualifyng and getting a home loan approval after you are in or had a recent…

Read More Mortgage Forbearance Guidelines on Home LoansContinue

Buying Your First Home

Buying Your First Home in Today’s Housing and Credit Market

ByAlex Carlcucci March 22, 2025March 24, 2025

In this blog, we will cover buying your first home in today’s housing and credit market. Buying your…

Read More Buying Your First Home in Today’s Housing and Credit MarketContinue

FHA Loan While in Chapter 13

Can I Get an FHA Loan While in Chapter 13 Bankruptcy

ByAlex Carlcucci March 21, 2025March 24, 2025

In this article, we will cover and discuss homebuyers and homeowners qualifying for an FHA loan while in…

Read More Can I Get an FHA Loan While in Chapter 13 BankruptcyContinue

Bankruptcy and Foreclosure

Mortgage After Bankruptcy and Foreclosure Guidelines

ByAlex Carlcucci March 20, 2025March 21, 2025

In this blog, we will cover getting qualified for a mortgage after bankruptcy and foreclosure. Homebuyers can qualify…

Read More Mortgage After Bankruptcy and Foreclosure GuidelinesContinue

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Mortgage Lenders For Bad Credit, dba of Gustan Cho Associates are Mortgage Brokers licensed in 48 States, including Washington, DC, Puerto Rico, and the U.S. Virgin Islands ( Not yet licensed in NY & MA) with a lending network of 210 wholesale lending partners. We are the largest and fastest mortgage company in the nation due to having the states, mortgage options, and the lowest rates. There is no mortgage loan program you will not find at Gustan Cho Associates that is in today's marketplace. The team at Gustan Cho Associates are experts in government and conventional loans with no lender overlays and hundreds of non-QM and alternative lending programs for consumers and real estate investors. 

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates, Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | GCA Mortgage Group Branch NMLS 2315275 | GCA Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC
CALL NOW
  • About US
    • Contact Us
    • Mortgage Inquiry | Fast Quote | Getting Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Find Loan Limits
    • Why Choose Us
    • Meet Our Team
    • NEXA Career Opportunities
    • Preferred Realtor Partner Network
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Cash-Out
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans With a 500 FICO Credit Score
      • FHA Collections
      • FHA Loans Charged-Offs Account
      • FHA W-2 Income Only FHA
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting Guidelines
      • VA Loan Requirements
      • VA Loan During Chapter 13 Bankruptcy
      • VA Loans With Bad Credit
      • VA Loans with Charge-Offs Made Simple: Qualify Today
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing Mortgages
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans Explained: Simple Guide for Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans: Buy a Home Without an SSN!
      • No-Doc Loans | Mortgage Lenders For Bad Credit
    • Jumbo Mortgage
    • FHA 203K Loans-Renovation Mortgage Loan Guidelines
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Dually Licensed Realtor-MLO Career Opportunities
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • MLO Revenue Share Residual Income Career Opportunity
  • Videos
  • Blog
  • Testimonials
  • Talk To A Loan Officer
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