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      • W-2 Income-Only VA Loans
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Call or Text:1-844-90-RATES

Email Us: alex@gustancho.com

Mortgage Lenders For Bad Credit

Author: Gustan Cho

Renting A Home Versus Buying A Home: Advantages Versus Negatives

Renting versus Buying a Home

ByGustan Cho April 11, 2025April 29, 2025

This guide covers the costs and benefits of renting versus buying a home. Recent studies show that more…

Read More Renting versus Buying a HomeContinue

VA Loan Under 600 Credit Score

VA Loan Under 600 Credit Score With Bad Credit and High DTI

ByGustan Cho March 28, 2025April 29, 2025

In this blog, we will cover and discuss qualifying for a VA loan under 600 credit score mortgage…

Read More VA Loan Under 600 Credit Score With Bad Credit and High DTIContinue

New Job During Mortgage Process

Changing to New Job During Mortgage Process

ByGustan Cho March 27, 2025March 31, 2025

This guide covers changing to a new job during mortgage process. Changing to a new job during mortgage…

Read More Changing to New Job During Mortgage ProcessContinue

Private Mortgage Insurance

How Private Mortgage Insurance on Home Loans Work

ByGustan Cho March 27, 2025April 29, 2025

This guide covers how private mortgage insurance on home loans work. Private mortgage insurance on home loans, also…

Read More How Private Mortgage Insurance on Home Loans WorkContinue

Rental Property

Rental Property Mortgage Guidelines

ByGustan Cho March 27, 2025April 4, 2025

This guide covers rental property mortgage guidelines. New rental property mortgage guidelines by Fannie Mae and Freddie Mac…

Read More Rental Property Mortgage GuidelinesContinue

HUD Guidelines on Home Purchase

HUD Guidelines on Home Purchase on FHA Loans

ByGustan Cho March 26, 2025March 27, 2025

This guide covers HUD guidelines on home purchase on FHA loans. FHA loans are still the most popular…

Read More HUD Guidelines on Home Purchase on FHA LoansContinue

Cash-Out Refinance

Cash-Out Refinance For Debt Consolidation

ByGustan Cho March 26, 2025March 27, 2025

This guide covers cash-out refinance mortgage guidelines for debt consolidation. Home values have appreciated tremendously in the past…

Read More Cash-Out Refinance For Debt ConsolidationContinue

Changing Lenders

Changing Lenders During The Mortgage Process

ByGustan Cho March 26, 2025March 27, 2025

This guide covers changing lenders during the mortgage process. We will discuss changing lenders during the mortgage process…

Read More Changing Lenders During The Mortgage ProcessContinue

HUD DTI Guidelines

HUD DTI Guidelines on FHA Loans

ByGustan Cho March 25, 2025April 11, 2025

This guide covers HUD DTI guidelines on FHA loans. We will discuss the latest update on HUD DTI…

Read More HUD DTI Guidelines on FHA LoansContinue

How Lenders Price Mortgage Rates

How Lenders Price Mortgage Rates

ByGustan Cho March 25, 2025March 26, 2025

This guide covers how lenders price mortgage rates. Many borrowers often ask how lenders price mortgage rates on…

Read More How Lenders Price Mortgage RatesContinue

2-to-4 Unit Multi Family Property

Buying a 2-To-4 Unit Multi-Family Property

ByGustan Cho March 25, 2025April 14, 2025

This guide covers buying a 2-to-4 unit mult-family property. In this guide, we will discuss what 2-to-4 unit…

Read More Buying a 2-To-4 Unit Multi-Family PropertyContinue

Home Appraisal

How the Home Appraisal Works in the Mortgage Process

ByGustan Cho March 24, 2025March 25, 2025

In this blog, we will be covering low-home appraisal solutions for homebuyers and sellers. A home appraisal is…

Read More How the Home Appraisal Works in the Mortgage ProcessContinue

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Mortgage Lenders For Bad Credit, dba of Gustan Cho Associates are Mortgage Brokers licensed in 48 States, including Washington, DC, Puerto Rico, and the U.S. Virgin Islands ( Not yet licensed in NY & MA) with a lending network of 210 wholesale lending partners. We are the largest and fastest mortgage company in the nation due to having the states, mortgage options, and the lowest rates. There is no mortgage loan program you will not find at Gustan Cho Associates that is in today's marketplace. The team at Gustan Cho Associates are experts in government and conventional loans with no lender overlays and hundreds of non-QM and alternative lending programs for consumers and real estate investors. 

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates, Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | GCA Mortgage Group Branch NMLS 2315275 | GCA Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC
CALL NOW
  • About US
    • Contact Us
    • Mortgage Inquiry | Fast Quote | Getting Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Find Loan Limits
    • Why Choose Us
    • Meet Our Team
    • NEXA Career Opportunities
    • Preferred Realtor Partner Network
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Cash-Out
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans With a 500 FICO Credit Score
      • FHA Collections
      • FHA Loans Charged-Offs Account
      • FHA W-2 Income Only FHA
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting Guidelines
      • VA Loan Requirements
      • VA Loan During Chapter 13 Bankruptcy
      • VA Loans With Bad Credit
      • VA Loans with Charge-Offs Made Simple: Qualify Today
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing Mortgages
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans Explained: Simple Guide for Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans: Buy a Home Without an SSN!
      • No-Doc Loans | Mortgage Lenders For Bad Credit
    • Jumbo Mortgage
    • FHA 203K Loans-Renovation Mortgage Loan Guidelines
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Dually Licensed Realtor-MLO Career Opportunities
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • MLO Revenue Share Residual Income Career Opportunity
  • Videos
  • Blog
  • Testimonials
  • Talk To A Loan Officer
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