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Call or Text:1-844-90-RATES

Email Us: alex@gustancho.com

Mortgage Lenders For Bad Credit

Author: Gustan Cho

Mistakes to Avoid Closing Delays

Mistakes to Avoid Closing Delays on Your Home Purchase

ByGustan Cho March 23, 2025March 24, 2025

This guide covers mistakes to avoid closing delays on your home purchase. Homebuyers have a tentative closing date…

Read More Mistakes to Avoid Closing Delays on Your Home PurchaseContinue

Buying Your First Home

Mortgage Rate Pricing Adjustments on Home Loans

ByGustan Cho March 21, 2025March 24, 2025

This guide covers mortgage rate pricing adjustments on home loans. Many mortgage borrowers are perplexed about how rates…

Read More Mortgage Rate Pricing Adjustments on Home LoansContinue

FHA Loan Requirements

FHA Loan Requirements and Guidelines

ByGustan Cho March 21, 2025March 24, 2025

In this blog, we will cover and discuss the FAQ on FHA loan requirements and guidelines. By popular…

Read More FHA Loan Requirements and GuidelinesContinue

TBD Subject Property Underwriting

TBD Subject Property Underwriting As Pre-Approvals

ByGustan Cho March 20, 2025March 21, 2025

This guide covers TBD subject property underwriting. All pre-approvals at Mortgage Lenders for Bad Credit are TBD Subject…

Read More TBD Subject Property Underwriting As Pre-ApprovalsContinue

Rental Property

Condotel vs Non-Warrantable Condo Financing

ByGustan Cho March 20, 2025March 21, 2025

In this article, we will cover and discuss condotel vs non-warrantable condo financing. Condotels used to be extremely…

Read More Condotel vs Non-Warrantable Condo FinancingContinue

No-Doc Loans

No-Doc Loans | Mortgage Lenders For Bad Credit

ByGustan Cho March 14, 2025March 17, 2025

No-Doc Loans: How to Get a Mortgage Without Traditional Income Proof You might struggle to qualify for a…

Read More No-Doc Loans | Mortgage Lenders For Bad CreditContinue

What are the required minimum credit scores for Condotel financing

Leading To a Clear-To-Close For a Mortgage

ByGustan Cho May 6, 2024April 11, 2025

This guide covers the mortgage closing process leading to a clear-to-close. The pre-approval stage of the mortgage process…

Read More Leading To a Clear-To-Close For a MortgageContinue

When Should You Rebuild Your Credit After Bankruptcy?

How to Increase Credit Scores to Qualify for a Mortgage

ByGustan Cho February 26, 2024

When you apply for a home loan, you want to increase your credit score quickly. There are a…

Read More How to Increase Credit Scores to Qualify for a MortgageContinue

Auto Loan And How It Affects Mortgage Loan Approval

Auto Loan And How It Affects Mortgage Loan Approval

ByGustan Cho January 26, 2024

This BLOG On Auto Loan Affect How It Affects Mortgage Approval Was UPDATED On April 29th, 2019 These…

Read More Auto Loan And How It Affects Mortgage Loan ApprovalContinue

Second Home Purchase

How To Finance A Owner Occupied Second Home Purchase

ByGustan Cho January 8, 2024January 8, 2024

This Article Is About How To Finance A Owner Occupied Second Home Purchase Homeowners upgrading to a new…

Read More How To Finance A Owner Occupied Second Home PurchaseContinue

How Does Mortgage Interest Tax Deduction Work For Homeowners

How Does Mortgage Interest Tax Deduction Work For Homeowners

ByGustan Cho December 6, 2023December 18, 2023

In this blog, we will be covering how mortgage interest tax deduction works for homeowners. We will also…

Read More How Does Mortgage Interest Tax Deduction Work For HomeownersContinue

FHA Loan With Poor Credit

FHA Loan With Poor Credit and Low Credit Scores

ByGustan Cho December 6, 2023December 18, 2023

This guide covers qualifying for an FHA loan with poor credit and low credit scores. We will discuss…

Read More FHA Loan With Poor Credit and Low Credit ScoresContinue

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Mortgage Lenders For Bad Credit, dba of Gustan Cho Associates are Mortgage Brokers licensed in 48 States, including Washington, DC, Puerto Rico, and the U.S. Virgin Islands ( Not yet licensed in NY & MA) with a lending network of 210 wholesale lending partners. We are the largest and fastest mortgage company in the nation due to having the states, mortgage options, and the lowest rates. There is no mortgage loan program you will not find at Gustan Cho Associates that is in today's marketplace. The team at Gustan Cho Associates are experts in government and conventional loans with no lender overlays and hundreds of non-QM and alternative lending programs for consumers and real estate investors. 

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates, Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690 | GCA Mortgage Group Branch NMLS 2315275 | GCA Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC
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  • About US
    • Contact Us
    • Mortgage Inquiry | Fast Quote | Getting Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Find Loan Limits
    • Why Choose Us
    • Meet Our Team
    • NEXA Career Opportunities
    • Preferred Realtor Partner Network
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Cash-Out
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans With a 500 FICO Credit Score
      • FHA Collections
      • FHA Loans Charged-Offs Account
      • FHA W-2 Income Only FHA
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting Guidelines
      • VA Loan Requirements
      • VA Loan During Chapter 13 Bankruptcy
      • VA Loans With Bad Credit
      • VA Loans with Charge-Offs Made Simple: Qualify Today
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing Mortgages
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans Explained: Simple Guide for Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans: Buy a Home Without an SSN!
      • No-Doc Loans | Mortgage Lenders For Bad Credit
    • Jumbo Mortgage
    • FHA 203K Loans-Renovation Mortgage Loan Guidelines
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Dually Licensed Realtor-MLO Career Opportunities
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • MLO Revenue Share Residual Income Career Opportunity
  • Videos
  • Blog
  • Testimonials
  • Talk To A Loan Officer
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