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      • FHA Manual Underwriting Mortgage Guidelines
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Call or Text:1-844-90-RATES

Email Us: alex@gustancho.com

Mortgage Lenders For Bad Credit

Author: Sarah Wu

ITIN Mortgage Loans

ITIN Mortgage Loans: Buy a Home Without an SSN!

BySarah Wu March 13, 2025March 14, 2025

Unlocking Homeownership: Your Ultimate Guide to ITIN Mortgage Loans Homeownership is a universal dream, but if you’re a…

Read More ITIN Mortgage Loans: Buy a Home Without an SSN!Continue

DSCR Loans

DSCR Loans Explained: Simple Guide for Real Estate Investors

BySarah Wu March 12, 2025March 13, 2025

Unlocking Financial Freedom: The Ultimate 2024 Guide to DSCR Loans If you’re a real estate investor, you know…

Read More DSCR Loans Explained: Simple Guide for Real Estate InvestorsContinue

Fannie Mae Foreclosure

Fannie Mae Foreclosure Guidelines on Conventional Loans

BySarah Wu March 11, 2025March 13, 2025

Understanding Fannie Mae Foreclosure: A Complete 2024 Guide Facing a Fannie Mae foreclosure can feel overwhelming, but it’s…

Read More Fannie Mae Foreclosure Guidelines on Conventional LoansContinue

W-2-Income-Only-Mortgages

W2-Income-Only Mortgages With No Income Tax Returns

BySarah Wu March 6, 2025March 11, 2025

W2-Income-Only Mortgages: A Simple Guide to Getting Approved Without Tax Returns Are you a W2 employee looking to…

Read More W2-Income-Only Mortgages With No Income Tax ReturnsContinue

W-2 Income-Only VA Loans

W-2 Income-Only VA Loans

BySarah Wu June 25, 2023December 18, 2023

This guide covers W-2 income-only VA loans. As we all pursue the American dream, we must agree that…

Read More W-2 Income-Only VA LoansContinue

FANNIE MAE Bankruptcy Guidelines

FANNIE MAE Bankruptcy Guidelines on Conventional Loans

BySarah Wu June 23, 2023March 11, 2025

This guide covers Fannie Mae Bankruptcy Guidelines on Conventional Loans. In life, financial hardships are a common occurrence…

Read More FANNIE MAE Bankruptcy Guidelines on Conventional LoansContinue

Non-Warrantable Condos

Non-Warrantable Condos

BySarah Wu May 5, 2023December 18, 2023

This guide covers navigating financing for unique Non-Warrantable Condos. There are two types of condominium loans:  Warrantable and…

Read More Non-Warrantable CondosContinue

Warrantable Condos

Warrantable Condos

BySarah Wu May 5, 2023December 18, 2023

This guide covers warrantable condos and a secure path to condominium financing. Concerning condo financing, warrantable condos provide…

Read More Warrantable CondosContinue

FNMA Guidelines on Judgments For Conventional Loans

FNMA Guidelines on Judgments For Conventional Loans

BySarah Wu May 5, 2023December 18, 2023

This guide will cover FNMA guidelines on judgments on conventional loans. Conventional loans have higher credit and income…

Read More FNMA Guidelines on Judgments For Conventional LoansContinue

FNMA Tax Lien Guidelines

FNMA Tax Lien Guidelines For Conventional Loans

BySarah Wu May 5, 2023December 18, 2023

This guide will cover FNMA tax lien guidelines for conventional loans. When discussing personal finance, there is nothing…

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FHA Loans With Judgments

HUD Guidelines on FHA Loans With Judgments

BySarah Wu May 5, 2023November 14, 2024

In this guide, we will cover qualifying for FHA loans with judgments. Purchasing a house can present significant…

Read More HUD Guidelines on FHA Loans With JudgmentsContinue

HUD Tax Lien Guidelines

HUD Tax Lien Guidelines To Qualify For FHA Home Loans

BySarah Wu May 5, 2023December 18, 2023

This guide covers the HUD Tax Lien Guidelines to qualify for FHA home loans. In homeownership, the Federal…

Read More HUD Tax Lien Guidelines To Qualify For FHA Home LoansContinue

Our Mission

Mortgage Lenders For Bad Credit, dba of Gustan Cho Associates are Mortgage Brokers licensed in 48 States, including Washington, DC, Puerto Rico, and the U.S. Virgin Islands ( Not yet licensed in NY & MA) with a lending network of 210 wholesale lending partners. We are the largest and fastest mortgage company in the nation due to having the states, mortgage options, and the lowest rates. There is no mortgage loan program you will not find at Gustan Cho Associates that is in today's marketplace. The team at Gustan Cho Associates are experts in government and conventional loans with no lender overlays and hundreds of non-QM and alternative lending programs for consumers and real estate investors. 

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates, Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | GCA Mortgage Group Branch NMLS 2315275 | GCA Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC
CALL NOW
  • About US
    • Contact Us
    • Mortgage Inquiry | Fast Quote | Getting Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Find Loan Limits
    • Why Choose Us
    • Meet Our Team
    • NEXA Career Opportunities
    • Preferred Realtor Partner Network
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Cash-Out
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans With a 500 FICO Credit Score
      • FHA Collections
      • FHA Loans Charged-Offs Account
      • FHA W-2 Income Only FHA
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting Guidelines
      • VA Loan Requirements
      • VA Loan During Chapter 13 Bankruptcy
      • VA Loans With Bad Credit
      • VA Loans with Charge-Offs Made Simple: Qualify Today
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing Mortgages
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans Explained: Simple Guide for Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans: Buy a Home Without an SSN!
      • No-Doc Loans | Mortgage Lenders For Bad Credit
    • Jumbo Mortgage
    • FHA 203K Loans-Renovation Mortgage Loan Guidelines
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Dually Licensed Realtor-MLO Career Opportunities
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • MLO Revenue Share Residual Income Career Opportunity
  • Videos
  • Blog
  • Testimonials
  • Talk To A Loan Officer
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