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      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans With a 500 FICO Credit Score
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      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
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      • VA Manual Underwriting Guidelines
      • VA Loan Requirements
      • VA Loan During Chapter 13 Bankruptcy
      • VA Loans With Bad Credit
      • VA Loans with Charge-Offs Made Simple: Qualify Today
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
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      • Fannie Mae Foreclosure Guidelines on Conventional Loans
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      • FNMA Guidelines on Judgments For Conventional Loans
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      • Bank Statement Loans
      • DSCR Loans Explained: Simple Guide for Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans: Buy a Home Without an SSN!
      • No-Doc Loans | Mortgage Lenders For Bad Credit
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Call or Text:1-844-90-RATES

Email Us: alex@gustancho.com

Mortgage Lenders For Bad Credit

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HUD Tax Lien Guidelines

HUD Tax Lien Guidelines To Qualify For FHA Home Loans

BySarah Wu May 5, 2023December 18, 2023

This guide covers the HUD Tax Lien Guidelines to qualify for FHA home loans. In homeownership, the Federal…

Read More HUD Tax Lien Guidelines To Qualify For FHA Home LoansContinue

FHA Guidelines On Medical Collections and Charged-Offs

BySapna Sharma May 5, 2023December 18, 2023

Read More FHA Guidelines On Medical Collections and Charged-OffsContinue

FHA Loans With a 500 FICO

FHA Loans With a 500 FICO Credit Score

ByGustan Cho May 5, 2023March 31, 2025

This guide will cover qualifying and getting approved for FHA loans with a 500 FICO credit score. FHA…

Read More FHA Loans With a 500 FICO Credit ScoreContinue

FHA Manual Underwriting

FHA Manual Underwriting Mortgage Guidelines

ByMargarett Jurilla May 5, 2023March 11, 2025

In this guide, we will cover how FHA Manual Underwriting works. The Federal Housing Administration (FHA) provides various…

Read More FHA Manual Underwriting Mortgage GuidelinesContinue

Government Shutdown Affecting Housing Market

Government Shutdown Affecting Housing Market And Home Buyers

ByGustan Cho April 26, 2023December 18, 2023

This BLOG On Government Shutdown Affecting Housing Market And Home Buyers Was PUBLISHED On January 23rd, 2019 The 2019…

Read More Government Shutdown Affecting Housing Market And Home BuyersContinue

Mortgage Loan Process Experience

Mortgage Loan Process Experience With Gustan Cho Associates

ByMichael Gracz April 25, 2023December 18, 2023

This BLOG On My Mortgage Loan Process Experience With The Gustan Cho Team Was UPDATED On October 13th, 2018…

Read More Mortgage Loan Process Experience With Gustan Cho AssociatesContinue

MLO Revenue Share

Why Do I Want To Be In The Mortgage Industry as a MLO

ByAlex Carlcucci March 19, 2023June 25, 2024

This article will cover the frequently asked question from loan officer recruits why do I want to be…

Read More Why Do I Want To Be In The Mortgage Industry as a MLOContinue

Things To Avoid During Home Purchase And Loan Process

Things To Avoid During Home Purchase And Loan Process

ByGustan Cho January 31, 2023December 18, 2023

This BLOG On Things To Avoid During Home Purchase And Loan Process Was UPDATED On January 4th, 2019 Once…

Read More Things To Avoid During Home Purchase And Loan ProcessContinue

Home Loan After Chapter 13 Bankruptcy

Home Loan After Chapter 13 Bankruptcy Mortgage Guidelines

ByGustan Cho January 30, 2023December 18, 2023

This Article Is About Home Loan After Chapter 13 Bankruptcy Mortgage Guidelines Homebuyers can qualify for a home…

Read More Home Loan After Chapter 13 Bankruptcy Mortgage GuidelinesContinue

FHA Loan With Poor Credit

Credit Repair To Qualify For Mortgages

ByMichael Gracz January 30, 2023May 3, 2024

In this blog, we will discuss and cover credit repair to qualify for mortgages. Credit repair is often…

Read More Credit Repair To Qualify For MortgagesContinue

Home Loans After Bankruptcy

Mortgage After Bankruptcy Guidelines

ByGustan Cho January 26, 2023March 31, 2025

This guide covers mortgage after bankruptcy guidelines. We will discuss the mandatory waiting period to qualify for a…

Read More Mortgage After Bankruptcy GuidelinesContinue

Short Sale And Deed In Lieu Of Foreclosure

VA Loans After Foreclosure And Short Sale Mortgage Guidelines

ByGustan Cho January 26, 2023December 18, 2023

This BLOG On VA Loans After Foreclosure And Short Sale Mortgage Guidelines Was UPDATED On January 22nd, 2019 The…

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Our Mission

Mortgage Lenders For Bad Credit, dba of Gustan Cho Associates are Mortgage Brokers licensed in 48 States, including Washington, DC, Puerto Rico, and the U.S. Virgin Islands ( Not yet licensed in NY & MA) with a lending network of 210 wholesale lending partners. We are the largest and fastest mortgage company in the nation due to having the states, mortgage options, and the lowest rates. There is no mortgage loan program you will not find at Gustan Cho Associates that is in today's marketplace. The team at Gustan Cho Associates are experts in government and conventional loans with no lender overlays and hundreds of non-QM and alternative lending programs for consumers and real estate investors. 

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates, Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | GCA Mortgage Group Branch NMLS 2315275 | GCA Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC
CALL NOW
  • About US
    • Contact Us
    • Mortgage Inquiry | Fast Quote | Getting Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Find Loan Limits
    • Why Choose Us
    • Meet Our Team
    • NEXA Career Opportunities
    • Preferred Realtor Partner Network
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Cash-Out
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans With a 500 FICO Credit Score
      • FHA Collections
      • FHA Loans Charged-Offs Account
      • FHA W-2 Income Only FHA
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting Guidelines
      • VA Loan Requirements
      • VA Loan During Chapter 13 Bankruptcy
      • VA Loans With Bad Credit
      • VA Loans with Charge-Offs Made Simple: Qualify Today
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing Mortgages
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans Explained: Simple Guide for Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans: Buy a Home Without an SSN!
      • No-Doc Loans | Mortgage Lenders For Bad Credit
    • Jumbo Mortgage
    • FHA 203K Loans-Renovation Mortgage Loan Guidelines
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Dually Licensed Realtor-MLO Career Opportunities
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • MLO Revenue Share Residual Income Career Opportunity
  • Videos
  • Blog
  • Testimonials
  • Talk To A Loan Officer
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