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Mortgage Lenders For Bad Credit
  • About USExpand
    • Contact Us
    • Mortgage Inquiry | Fast Quote | Getting Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Find Loan Limits
    • Why Choose Us
    • Meet Our Team
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    • Preferred Realtor Partner Network
  • Types of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loans
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Cash-Out
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      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans With a 500 FICO Credit Score
      • FHA Collections
      • FHA Loans Charged-Offs Account
      • FHA W-2 Income Only FHA
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting Guidelines
      • VA Loan Requirements
      • VA Loan During Chapter 13 Bankruptcy
      • VA Loans With Bad Credit
      • VA Loans with Charge-Offs Made Simple: Qualify Today
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional LoansExpand
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Condominium LoansExpand
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing Mortgages
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans Explained: Simple Guide for Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans: Buy a Home Without an SSN!
      • No-Doc Loans | Mortgage Lenders For Bad Credit
    • Jumbo Mortgage
    • FHA 203K Loans-Renovation Mortgage Loan Guidelines
    • Reverse Mortgages
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Call or Text:1-844-90-RATES

Email Us: alex@gustancho.com

Mortgage Lenders For Bad Credit

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Improving Your Credit Scores To Qualify For Mortgage (1)

Improving Your Credit Scores To Qualify For Mortgage

ByGustan Cho December 16, 2022December 18, 2023

In this blog, we will discuss and cover improving your credit scores to qualify for mortgage. One of…

Read More Improving Your Credit Scores To Qualify For MortgageContinue

Mortgage Options After Foreclosure and Bankruptcy

Mortgage Options After Foreclosure and Bankruptcy

ByAlex Carlcucci December 15, 2022December 18, 2023

In this blog, we will cover and discuss the various mortgage options after foreclosure and bankruptcy for homebuyers….

Read More Mortgage Options After Foreclosure and BankruptcyContinue

BUYING HOME AFTER BANKRUPTCY

Buying Home After Bankruptcy Mortgage Guidelines

ByAlex Carlcucci December 7, 2022December 18, 2023

This Article On My Experience In Buying Home After Bankruptcy Was Written By Alexander Thomas Carlucci of Gustan…

Read More Buying Home After Bankruptcy Mortgage GuidelinesContinue

FHA Mortgage After Loan Modification

Qualifying For FHA Mortgage After Loan Modification

ByGustan Cho December 7, 2022December 18, 2023

This Article On What Are The Qualification Requirements For FHA Mortgage After Loan Modification The real estate market…

Read More Qualifying For FHA Mortgage After Loan ModificationContinue

How Do Adjustable-Rate Mortgages Work

How Do Adjustable-Rate Mortgages Work Versus Fixed Rate Mortgages

ByGustan Cho December 7, 2022December 18, 2023

This BLOG On How Do Adjustable-Rate Mortgages Work Versus Fixed Rate Mortgages Was UPDATED And PUBLISHED On July 29th,…

Read More How Do Adjustable-Rate Mortgages Work Versus Fixed Rate MortgagesContinue

Mortgage Guidelines On Conventional Versus FHA Loans

Mortgage Guidelines On Conventional Versus FHA Loans

ByGustan Cho December 5, 2022December 18, 2023

This article will cover the mortgage guidelines on conventional versus FHA loans. We will compare and contrast the…

Read More Mortgage Guidelines On Conventional Versus FHA LoansContinue

HUD CREDIT SCORE MORTGAGE GUIDELINES

HUD Credit Score Mortgage Guidelines On FHA Home Loans

ByGustan Cho December 5, 2022June 4, 2024

This ARTICLE On HUD Credit Score Mortgage Guidelines On FHA Home Loans Was PUBLISHED On November 11th, 2019…

Read More HUD Credit Score Mortgage Guidelines On FHA Home LoansContinue

Understanding HUD Guidelines

Understanding HUD Guidelines And FHA Loans

ByGustan Cho December 5, 2022February 17, 2025

This Article Is About Understanding HUD Guidelines And FHA Mortgage Loans Borrowers who are planning on qualifying for…

Read More Understanding HUD Guidelines And FHA LoansContinue

Reverse Mortgage Basics

Reverse Mortgage For Seniors

ByGustan Cho November 30, 2022March 14, 2025

In this blog, we will be discussing and covering what a reverse mortgage for seniors. We will discuss…

Read More Reverse Mortgage For SeniorsContinue

Letter of Explanations To Mortgage Underwriters

Letter of Explanation to Mortgage Underwriters

ByGustan Cho November 30, 2022March 20, 2025

This guide covers letter of explanation to mortgage underwriters. Borrowers going through the mortgage approval process will oftentimes get…

Read More Letter of Explanation to Mortgage UnderwritersContinue

Property Flip

Property Flip And Mortgage Lending Guidelines For Buyers

ByGustan Cho November 30, 2022December 18, 2023

This BLOG On Property Flip And Mortgage Lending Guidelines For Buyers Was UPDATED On August 10th, 2018 HUD and…

Read More Property Flip And Mortgage Lending Guidelines For BuyersContinue

First Time Home Buyer Tips includes not buying the largest home on the block

First Time Home Buyer Tips On Financing Your Home

ByAlex Carlcucci November 29, 2022December 2, 2024

We will be covering first-time home buyer tips preparing for the mortgage process so there is no stress…

Read More First Time Home Buyer Tips On Financing Your HomeContinue

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Our Mission

Mortgage Lenders For Bad Credit, dba of Gustan Cho Associates are Mortgage Brokers licensed in 48 States, including Washington, DC, Puerto Rico, and the U.S. Virgin Islands ( Not yet licensed in NY & MA) with a lending network of 210 wholesale lending partners. We are the largest and fastest mortgage company in the nation due to having the states, mortgage options, and the lowest rates. There is no mortgage loan program you will not find at Gustan Cho Associates that is in today's marketplace. The team at Gustan Cho Associates are experts in government and conventional loans with no lender overlays and hundreds of non-QM and alternative lending programs for consumers and real estate investors. 

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates, Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | GCA Mortgage Group Branch NMLS 2315275 | GCA Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC
CALL NOW
  • About US
    • Contact Us
    • Mortgage Inquiry | Fast Quote | Getting Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Find Loan Limits
    • Why Choose Us
    • Meet Our Team
    • NEXA Career Opportunities
    • Preferred Realtor Partner Network
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Cash-Out
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans With a 500 FICO Credit Score
      • FHA Collections
      • FHA Loans Charged-Offs Account
      • FHA W-2 Income Only FHA
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting Guidelines
      • VA Loan Requirements
      • VA Loan During Chapter 13 Bankruptcy
      • VA Loans With Bad Credit
      • VA Loans with Charge-Offs Made Simple: Qualify Today
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing Mortgages
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans Explained: Simple Guide for Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans: Buy a Home Without an SSN!
      • No-Doc Loans | Mortgage Lenders For Bad Credit
    • Jumbo Mortgage
    • FHA 203K Loans-Renovation Mortgage Loan Guidelines
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Dually Licensed Realtor-MLO Career Opportunities
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • MLO Revenue Share Residual Income Career Opportunity
  • Videos
  • Blog
  • Testimonials
  • Talk To A Loan Officer
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