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Mortgage Lenders For Bad Credit
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    • Mortgage Inquiry | Fast Quote | Getting Pre-Approved
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  • Types of MortgagesExpand
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      • Refinance Mortgage Options
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      • Refinancing FHA Loans To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans With a 500 FICO Credit Score
      • FHA Collections
      • FHA Loans Charged-Offs Account
      • FHA W-2 Income Only FHA
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting Guidelines
      • VA Loan Requirements
      • VA Loan During Chapter 13 Bankruptcy
      • VA Loans With Bad Credit
      • VA Loans with Charge-Offs Made Simple: Qualify Today
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
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      • Fannie Mae Foreclosure Guidelines on Conventional Loans
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      • FNMA Guidelines on Judgments For Conventional Loans
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      • Warrantable Condos
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      • Bank Statement Loans
      • DSCR Loans Explained: Simple Guide for Real Estate Investors
      • Asset-Depletion
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Call or Text:1-844-90-RATES

Email Us: alex@gustancho.com

Mortgage Lenders For Bad Credit

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Rental Property

Condotel vs Non-Warrantable Condo Financing

ByGustan Cho March 20, 2025March 21, 2025

In this article, we will cover and discuss condotel vs non-warrantable condo financing. Condotels used to be extremely…

Read More Condotel vs Non-Warrantable Condo FinancingContinue

Mortgage Insurance

Mortgage Insurance

ByJohn Strange March 20, 2025March 21, 2025

This blog will cover and discuss the mortgage insurance lending guidelines for borrowers. Private Mortgage insurance, also known…

Read More Mortgage InsuranceContinue

How to Reduce Stress When Buying a House

How To Reduce Stress When Buying a House

ByAlex Carlcucci March 20, 2025March 20, 2025

This blog will discuss how to avoid stress during the mortgage process. The mortgage process does not have…

Read More How To Reduce Stress When Buying a HouseContinue

FHA Streamline Refinance

HUD FHA Streamline Refinance Guidelines For FHA Loans

ByAlex Carlcucci March 19, 2025

This blog will cover HUD FHA streamline refinance guidelines on FHA loans. At Mortgage Lenders for Bad Credit,…

Read More HUD FHA Streamline Refinance Guidelines For FHA LoansContinue

Down Payment Requirements

Down Payment Requirements on Home Purchase

ByAlex Carlcucci March 19, 2025March 21, 2025

This guide covers the down payment requirements for home purchases. What are the down payment requirements on a…

Read More Down Payment Requirements on Home PurchaseContinue

Chapter 13 Cash-Out Refinance

Chapter 13 Cash-Out Refinance Buyout Secrets

ByMargarett Jurilla March 17, 2025March 19, 2025

Chapter 13 Cash-Out Refinance Buyout: How to End Your Bankruptcy Early and Get Your Life Back Are you…

Read More Chapter 13 Cash-Out Refinance Buyout SecretsContinue

VA Loans with Charge-Offs

VA Loans with Charge-Offs Made Simple: Qualify Today

BySapna Sharma March 14, 2025March 17, 2025

VA Loans with Charge-Offs: How Veterans Can Still Qualify in 2025 Are you a veteran or active-duty service…

Read More VA Loans with Charge-Offs Made Simple: Qualify TodayContinue

No-Doc Loans

No-Doc Loans | Mortgage Lenders For Bad Credit

ByGustan Cho March 14, 2025March 17, 2025

No-Doc Loans: How to Get a Mortgage Without Traditional Income Proof You might struggle to qualify for a…

Read More No-Doc Loans | Mortgage Lenders For Bad CreditContinue

Mortgage with Collections

How Underwriters View Mortgage with Collections

BySapna Sharma March 13, 2025March 14, 2025

Getting a Mortgage with Collections: Your 2025 Guide Can you still qualify for a mortgage with collections on…

Read More How Underwriters View Mortgage with CollectionsContinue

ITIN Mortgage Loans

ITIN Mortgage Loans: Buy a Home Without an SSN!

BySarah Wu March 13, 2025March 14, 2025

Unlocking Homeownership: Your Ultimate Guide to ITIN Mortgage Loans Homeownership is a universal dream, but if you’re a…

Read More ITIN Mortgage Loans: Buy a Home Without an SSN!Continue

Buying New Primary Home

Buying New Primary Home and Renting Exiting Home

ByMargarett Jurilla March 13, 2025March 14, 2025

Buying New Primary Home: How to Rent Your Current House and Get a Mortgage in 2025 Buying a…

Read More Buying New Primary Home and Renting Exiting HomeContinue

DSCR Loans

DSCR Loans Explained: Simple Guide for Real Estate Investors

BySarah Wu March 12, 2025March 13, 2025

Unlocking Financial Freedom: The Ultimate 2024 Guide to DSCR Loans If you’re a real estate investor, you know…

Read More DSCR Loans Explained: Simple Guide for Real Estate InvestorsContinue

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Our Mission

Mortgage Lenders For Bad Credit, dba of Gustan Cho Associates are Mortgage Brokers licensed in 48 States, including Washington, DC, Puerto Rico, and the U.S. Virgin Islands ( Not yet licensed in NY & MA) with a lending network of 210 wholesale lending partners. We are the largest and fastest mortgage company in the nation due to having the states, mortgage options, and the lowest rates. There is no mortgage loan program you will not find at Gustan Cho Associates that is in today's marketplace. The team at Gustan Cho Associates are experts in government and conventional loans with no lender overlays and hundreds of non-QM and alternative lending programs for consumers and real estate investors. 

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates, Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | GCA Mortgage Group Branch NMLS 2315275 | GCA Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC
CALL NOW
  • About US
    • Contact Us
    • Mortgage Inquiry | Fast Quote | Getting Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Find Loan Limits
    • Why Choose Us
    • Meet Our Team
    • NEXA Career Opportunities
    • Preferred Realtor Partner Network
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Cash-Out
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans With a 500 FICO Credit Score
      • FHA Collections
      • FHA Loans Charged-Offs Account
      • FHA W-2 Income Only FHA
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting Guidelines
      • VA Loan Requirements
      • VA Loan During Chapter 13 Bankruptcy
      • VA Loans With Bad Credit
      • VA Loans with Charge-Offs Made Simple: Qualify Today
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing Mortgages
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans Explained: Simple Guide for Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans: Buy a Home Without an SSN!
      • No-Doc Loans | Mortgage Lenders For Bad Credit
    • Jumbo Mortgage
    • FHA 203K Loans-Renovation Mortgage Loan Guidelines
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Dually Licensed Realtor-MLO Career Opportunities
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • MLO Revenue Share Residual Income Career Opportunity
  • Videos
  • Blog
  • Testimonials
  • Talk To A Loan Officer
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