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Call or Text:1-844-90-RATES

Email Us: alex@gustancho.com

Mortgage Lenders For Bad Credit

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Fannie Mae Foreclosure

Fannie Mae Foreclosure Guidelines on Conventional Loans

BySarah Wu March 11, 2025March 13, 2025

Understanding Fannie Mae Foreclosure: A Complete 2024 Guide Facing a Fannie Mae foreclosure can feel overwhelming, but it’s…

Read More Fannie Mae Foreclosure Guidelines on Conventional LoansContinue

FHA Guidelines for College Students

FHA Guidelines For College Graduates With No Work Experience

BySapna Sharma March 11, 2025March 13, 2025

FHA Guidelines for College Graduates: How Recent Grads Can Buy a Home Graduating from college is an exciting…

Read More FHA Guidelines For College Graduates With No Work ExperienceContinue

Late Payment Guidelines

Mortgage Late Payment Guidelines In The Past 12 Months

BySapna Sharma March 10, 2025March 11, 2025

Mortgage late payment guidelines can feel overwhelming, especially if you’ve recently had some hiccups with paying bills on…

Read More Mortgage Late Payment Guidelines In The Past 12 MonthsContinue

Being Steered By Home Builder To Preferred Mortgage Lenders

Being Steered By Home Builder To Preferred Mortgage Lenders

ByAlex Carlcucci March 7, 2025March 11, 2025

Buying a brand-new home is exciting. It’s shiny, fresh, and built just for you. But sometimes, something strange…

Read More Being Steered By Home Builder To Preferred Mortgage LendersContinue

W-2-Income-Only-Mortgages

W2-Income-Only Mortgages With No Income Tax Returns

BySarah Wu March 6, 2025March 11, 2025

W2-Income-Only Mortgages: A Simple Guide to Getting Approved Without Tax Returns Are you a W2 employee looking to…

Read More W2-Income-Only Mortgages With No Income Tax ReturnsContinue

Lender Overlays

HUD vs FANNIE MAE Non-Occupant Co-Borrower Guidelines

BySapna Sharma October 2, 2024March 18, 2025

In this blog, we will cover the HUD vs Fannie Mae non-occupant co-borrower guidelines on FHA  and Conventional…

Read More HUD vs FANNIE MAE Non-Occupant Co-Borrower GuidelinesContinue

What are the required minimum credit scores for Condotel financing

Leading To a Clear-To-Close For a Mortgage

ByGustan Cho May 6, 2024April 11, 2025

This guide covers the mortgage closing process leading to a clear-to-close. The pre-approval stage of the mortgage process…

Read More Leading To a Clear-To-Close For a MortgageContinue

Is Home Inspection Recommended

Is Home Inspection Recommended On Home Purchase By Lenders

BySapna Sharma February 26, 2024February 26, 2024

This BLOG On Is Home Inspection Recommended On Home Purchase By Lenders Was UPDATED And PUBLISHED On June…

Read More Is Home Inspection Recommended On Home Purchase By LendersContinue

When Should You Rebuild Your Credit After Bankruptcy?

How to Increase Credit Scores to Qualify for a Mortgage

ByGustan Cho February 26, 2024

When you apply for a home loan, you want to increase your credit score quickly. There are a…

Read More How to Increase Credit Scores to Qualify for a MortgageContinue

Auto Loan And How It Affects Mortgage Loan Approval

Auto Loan And How It Affects Mortgage Loan Approval

ByGustan Cho January 26, 2024

This BLOG On Auto Loan Affect How It Affects Mortgage Approval Was UPDATED On April 29th, 2019 These…

Read More Auto Loan And How It Affects Mortgage Loan ApprovalContinue

Second Home Purchase

How To Finance A Owner Occupied Second Home Purchase

ByGustan Cho January 8, 2024January 8, 2024

This Article Is About How To Finance A Owner Occupied Second Home Purchase Homeowners upgrading to a new…

Read More How To Finance A Owner Occupied Second Home PurchaseContinue

What are the reasons why you should have a house versus a rental

5 Reasons to Own a Home versus Renting

ByAlex Carlcucci December 11, 2023December 18, 2023

This article covers the 5 Reasons To Own A Home Versus Renting In Chicago, Illinois When you’re considering…

Read More 5 Reasons to Own a Home versus RentingContinue

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Mortgage Lenders For Bad Credit, dba of Gustan Cho Associates are Mortgage Brokers licensed in 48 States, including Washington, DC, Puerto Rico, and the U.S. Virgin Islands ( Not yet licensed in NY & MA) with a lending network of 210 wholesale lending partners. We are the largest and fastest mortgage company in the nation due to having the states, mortgage options, and the lowest rates. There is no mortgage loan program you will not find at Gustan Cho Associates that is in today's marketplace. The team at Gustan Cho Associates are experts in government and conventional loans with no lender overlays and hundreds of non-QM and alternative lending programs for consumers and real estate investors. 

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates, Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690 | GCA Mortgage Group Branch NMLS 2315275 | GCA Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC
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  • About US
    • Contact Us
    • Mortgage Inquiry | Fast Quote | Getting Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Find Loan Limits
    • Why Choose Us
    • Meet Our Team
    • NEXA Career Opportunities
    • Preferred Realtor Partner Network
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Cash-Out
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans With a 500 FICO Credit Score
      • FHA Collections
      • FHA Loans Charged-Offs Account
      • FHA W-2 Income Only FHA
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting Guidelines
      • VA Loan Requirements
      • VA Loan During Chapter 13 Bankruptcy
      • VA Loans With Bad Credit
      • VA Loans with Charge-Offs Made Simple: Qualify Today
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing Mortgages
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans Explained: Simple Guide for Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans: Buy a Home Without an SSN!
      • No-Doc Loans | Mortgage Lenders For Bad Credit
    • Jumbo Mortgage
    • FHA 203K Loans-Renovation Mortgage Loan Guidelines
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Dually Licensed Realtor-MLO Career Opportunities
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • MLO Revenue Share Residual Income Career Opportunity
  • Videos
  • Blog
  • Testimonials
  • Talk To A Loan Officer
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