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      • Refinancing FHA Loans To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans With a 500 FICO Credit Score
      • FHA Collections
      • FHA Loans Charged-Offs Account
      • FHA W-2 Income Only FHA
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting Guidelines
      • VA Loan Requirements
      • VA Loan During Chapter 13 Bankruptcy
      • VA Loans With Bad Credit
      • VA Loans with Charge-Offs Made Simple: Qualify Today
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • DACA Mortgage Loans
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      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
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      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing Mortgages
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      • Bank Statement Loans
      • DSCR Loans Explained: Simple Guide for Real Estate Investors
      • Asset-Depletion
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      • ITIN Mortgage Loans: Buy a Home Without an SSN!
      • No-Doc Loans | Mortgage Lenders For Bad Credit
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Call or Text:1-844-90-RATES

Email Us: alex@gustancho.com

Mortgage Lenders For Bad Credit

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How Does Mortgage Interest Tax Deduction Work For Homeowners

How Does Mortgage Interest Tax Deduction Work For Homeowners

ByGustan Cho December 6, 2023December 18, 2023

In this blog, we will be covering how mortgage interest tax deduction works for homeowners. We will also…

Read More How Does Mortgage Interest Tax Deduction Work For HomeownersContinue

FHA Loan With Poor Credit

FHA Loan With Poor Credit and Low Credit Scores

ByGustan Cho December 6, 2023December 18, 2023

This guide covers qualifying for an FHA loan with poor credit and low credit scores. We will discuss…

Read More FHA Loan With Poor Credit and Low Credit ScoresContinue

Renovation Mortgage Loans

Renovation Mortgage Loans For Purchase and Refinance

ByGustan Cho October 19, 2023December 18, 2023

This blog will cover and discuss renovation mortgage loans for purchase and refinance. Have you ever looked at…

Read More Renovation Mortgage Loans For Purchase and RefinanceContinue

Credit Scores Used By Lenders For Mortgage Qualification

Credit Scores Used By Lenders For Mortgage Qualification

BySapna Sharma October 17, 2023December 18, 2023

This Article Is About Credit Scores Used By Lenders For Mortgage Qualification  Credit Scores Used By Lenders When…

Read More Credit Scores Used By Lenders For Mortgage QualificationContinue

Apartment Building Commercial Loans

Apartment Building Commercial Loans Lending Guidelines

ByDale Elenteny September 14, 2023December 18, 2023

This BLOG On Apartment Building Commercial Loans Lending Guidelines Was UPDATED On October 22nd, 2018 For those who are…

Read More Apartment Building Commercial Loans Lending GuidelinesContinue

how to sell your home fast for cash

How To Sell Your Home Fast For Cash For Home Sellers

ByGustan Cho July 5, 2023December 18, 2023

This Article Is About How To Sell Your Home Fast For Cash For Home Sellers There are many…

Read More How To Sell Your Home Fast For Cash For Home SellersContinue

Mortgage After a Divorce

How To Handle Your Mortgage After a Divorce

ByMargarett Jurilla June 26, 2023December 18, 2023

This guide covers how to handle your mortgage after a divorce. Divorce can bring about emotional distress and…

Read More How To Handle Your Mortgage After a DivorceContinue

W-2 Income-Only VA Loans

W-2 Income-Only VA Loans

BySarah Wu June 25, 2023December 18, 2023

This guide covers W-2 income-only VA loans. As we all pursue the American dream, we must agree that…

Read More W-2 Income-Only VA LoansContinue

FANNIE MAE Bankruptcy Guidelines

FANNIE MAE Bankruptcy Guidelines on Conventional Loans

BySarah Wu June 23, 2023March 11, 2025

This guide covers Fannie Mae Bankruptcy Guidelines on Conventional Loans. In life, financial hardships are a common occurrence…

Read More FANNIE MAE Bankruptcy Guidelines on Conventional LoansContinue

Choosing The Right Lender

Choosing The Right Lender For Homebuyers with No Overlays

ByAlex Carlcucci June 22, 2023December 18, 2023

This guide covers choosing the right lender for you with no overlays on government and conventional loans. The…

Read More Choosing The Right Lender For Homebuyers with No OverlaysContinue

Rental Property

First-Time Investor Tips Investing in Rental Properties

ByRonda Butts June 20, 2023July 1, 2024

This guide covers first-time investor tips for investing in rental properties. Gustan Cho started his full-time career as…

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VA Loans With Bad Credit

VA Loans With Bad Credit

ByMargarett Jurilla June 10, 2023March 31, 2025

This blog will cover qualifying for VA loans with bad credit. Welcome to the world of VA loans…

Read More VA Loans With Bad CreditContinue

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Our Mission

Mortgage Lenders For Bad Credit, dba of Gustan Cho Associates are Mortgage Brokers licensed in 48 States, including Washington, DC, Puerto Rico, and the U.S. Virgin Islands ( Not yet licensed in NY & MA) with a lending network of 210 wholesale lending partners. We are the largest and fastest mortgage company in the nation due to having the states, mortgage options, and the lowest rates. There is no mortgage loan program you will not find at Gustan Cho Associates that is in today's marketplace. The team at Gustan Cho Associates are experts in government and conventional loans with no lender overlays and hundreds of non-QM and alternative lending programs for consumers and real estate investors. 

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates, Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | GCA Mortgage Group Branch NMLS 2315275 | GCA Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC
CALL NOW
  • About US
    • Contact Us
    • Mortgage Inquiry | Fast Quote | Getting Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Find Loan Limits
    • Why Choose Us
    • Meet Our Team
    • NEXA Career Opportunities
    • Preferred Realtor Partner Network
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Cash-Out
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans With a 500 FICO Credit Score
      • FHA Collections
      • FHA Loans Charged-Offs Account
      • FHA W-2 Income Only FHA
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting Guidelines
      • VA Loan Requirements
      • VA Loan During Chapter 13 Bankruptcy
      • VA Loans With Bad Credit
      • VA Loans with Charge-Offs Made Simple: Qualify Today
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing Mortgages
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans Explained: Simple Guide for Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans: Buy a Home Without an SSN!
      • No-Doc Loans | Mortgage Lenders For Bad Credit
    • Jumbo Mortgage
    • FHA 203K Loans-Renovation Mortgage Loan Guidelines
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Dually Licensed Realtor-MLO Career Opportunities
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • MLO Revenue Share Residual Income Career Opportunity
  • Videos
  • Blog
  • Testimonials
  • Talk To A Loan Officer
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