X
Skip to content

Call or Text:1-844-90-RATES

Email Us: alex@gustancho.com

Mortgage Lenders For Bad Credit
  • About USExpand
    • Contact Us
    • Mortgage Inquiry | Fast Quote | Getting Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Find Loan Limits
    • Why Choose Us
    • Meet Our Team
    • NEXA Career Opportunities
    • Preferred Realtor Partner Network
    • Loan Officers
  • Types of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loans
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Cash-Out
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans With a 500 FICO Credit Score
      • FHA Collections
      • FHA Loans Charged-Offs Account
      • FHA W-2 Income Only FHA
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting Guidelines
      • VA Loan Requirements
      • VA Loan During Chapter 13 Bankruptcy
      • VA Loans With Bad Credit
      • VA Loans with Charge-Offs Made Simple: Qualify Today
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional LoansExpand
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Condominium LoansExpand
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing Mortgages
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans Explained: Simple Guide for Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans: Buy a Home Without an SSN!
      • No-Doc Loans | Mortgage Lenders For Bad Credit
    • Jumbo Mortgage
    • FHA 203K Loans-Renovation Mortgage Loan Guidelines
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Dually Licensed Realtor-MLO Career Opportunities
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • MLO Revenue Share Residual Income Career Opportunity
  • Videos
  • Blog
  • Testimonials
  • Talk To A Loan Officer

Call or Text:1-844-90-RATES

Email Us: alex@gustancho.com

Mortgage Lenders For Bad Credit

Conventional Loans

    See if You Qualify in Just 5 Minute


    Recent Articles

    GCA Forums

    Great Content Authority Forums: GCA Forums

    By Sapna Sharma
    Explore GCA Forums: Great Content Authority (GCA) Forums Your #1 Source for Mortgage, Real Estate, and More   If you are looking for an online community that offers mortgage tips, real...
    Qualifying For a Mortgage

    Qualifying For a Mortgage and Buying a House in 2025

    By Sapna Sharma
    This guide covers qualifying for a mortgage and buying a house in 2025. Many wonder if it will be tougher to qualify for a mortgage loan in 2019. 2018 has...
    VA Loan Under 600 Credit Score

    VA Loan Under 600 Credit Score With Bad Credit and High DTI

    By Gustan Cho
    In this blog, we will cover and discuss qualifying for a VA loan under 600 credit score mortgage guidelines. VA loans are the best home mortgage program in the nation....
    Understanding Debt-to-income Ratio

    Understanding Debt-to-Income Ratio for a Mortgage

    By Alex Carlcucci
    This guide covers understanding debt-to-income ratio for a mortgage. Borrowers’ understanding debt-to-income ratio for a mortgage is important because there are income guidelines borrowers need to meet to qualify for...
    New Job During Mortgage Process

    Changing to New Job During Mortgage Process

    By Gustan Cho
    This guide covers changing to a new job during mortgage process. Changing to a new job during mortgage process is not a problem. Many of our borrowers have been told...

    Most Popular Articles

    Testimonials

    Today's Mortgage Rate

    US AverageMortgage Rates
    30 Year Fixed7.23%-0.11
    15 Year Fixed6.34%-0.19
    5/1 ARM7.17%-0.25
    View Trend

    Accredited Member BBB With A+ Rating

    Our Mission

    Mortgage Lenders For Bad Credit, dba of Gustan Cho Associates are Mortgage Brokers licensed in 48 States, including Washington, DC, Puerto Rico, and the U.S. Virgin Islands ( Not yet licensed in NY & MA) with a lending network of 210 wholesale lending partners. We are the largest and fastest mortgage company in the nation due to having the states, mortgage options, and the lowest rates. There is no mortgage loan program you will not find at Gustan Cho Associates that is in today's marketplace. The team at Gustan Cho Associates are experts in government and conventional loans with no lender overlays and hundreds of non-QM and alternative lending programs for consumers and real estate investors. 

    social Media

    • Facebook
    • YouTube
    • LinkedIn
    • Instagram
    • TikTok
    • Tumblr

    Subsidiary Sites

    • Lending Network, LLC
    • Gustan Cho Associates Mortgage Brokers
    • GCA Mortgage Group
    • NON-QM Mortgage Lenders
    • Mortgage Lenders For Bad Credit
    • FHA Bad Credit Lenders
    • Preferred Mortgage Rates
    • One Solution Real Estate
    • Great Content Authority Forums

    Most Popular Posts

    Useful Resources

    • Talk With A Loan Officer
    • Order Credit Report
    • FICO Simulator
    • MLO License School
    • Find Loan Limits
    • Documents Required For Mortgage Process
    • How To Reach A Human At The Credit Bureaus
    • How to Build Credit To Buy a House
    • Credit Disputes During Mortgage Reason For Loan Denial
    • Mortgage Denial After Approval By Underwriters
    • GCA Approves When Others Can’t
    • How To Avoid Stress During Mortgage Process
    Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates, Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | GCA Mortgage Group Branch NMLS 2315275 | GCA Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC
    CALL NOW
    • About US
      • Contact Us
      • Mortgage Inquiry | Fast Quote | Getting Pre-Approved
      • Order Credit
      • FICO Simulator
      • MLO License School
      • Find Loan Limits
      • Why Choose Us
      • Meet Our Team
      • NEXA Career Opportunities
      • Preferred Realtor Partner Network
      • Loan Officers
    • Types of Mortgages
      • Purchase
        • Home Purchase Loans
        • Investment Property Loans
      • Refinance
        • Refinance Mortgage Options
        • Chapter 13 Cash-Out
        • Rate And Term Refinance
        • FHA Streamline Refinance
        • VA Streamline Refinance
        • Refinancing NON-QM Loans To Conventional Mortgages
        • Refinancing FHA Loans To Conventional Loans
      • FHA Home Loans
        • FHA Manual Underwriting Mortgage Guidelines
        • FHA Chapter 13 Bankruptcy Guidelines
        • FHA Loans With a 500 FICO Credit Score
        • FHA Collections
        • FHA Loans Charged-Offs Account
        • FHA W-2 Income Only FHA
        • FHA Loans With Tax Lien
        • FHA Loan With Judgment
      • VA Home Loans
        • VA Manual Underwriting Guidelines
        • VA Loan Requirements
        • VA Loan During Chapter 13 Bankruptcy
        • VA Loans With Bad Credit
        • VA Loans with Charge-Offs Made Simple: Qualify Today
        • VA Loans with Tax Lien
        • VA Loan with Judgment
        • W-2 Income-Only VA Loans
      • USDA Loans
      • DACA Mortgage Loans
      • Conventional Loans
        • Fannie Mae Foreclosure Guidelines on Conventional Loans
        • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
        • FNMA Tax Lien Guidelines For Conventional Loans
        • FNMA Guidelines on Judgments For Conventional Loans
      • Condominium Loans
        • Warrantable Condos
        • Non-Warrantable Condos
        • Condotel Financing Mortgages
      • NON-QM Loans
        • Bank Statement Loans
        • DSCR Loans Explained: Simple Guide for Real Estate Investors
        • Asset-Depletion
        • Foreign Nationals
        • ITIN Mortgage Loans: Buy a Home Without an SSN!
        • No-Doc Loans | Mortgage Lenders For Bad Credit
      • Jumbo Mortgage
      • FHA 203K Loans-Renovation Mortgage Loan Guidelines
      • Reverse Mortgages
      • Commercial Loans
    • Careers
      • Dually Licensed Realtor-MLO Career Opportunities
      • Career Opportunities
        • Training a New Mortgage Loan Officer Without Any Experience
        • MLO License School
      • Mortgage Branch Careers
      • Remote Mortgage Loan Officer Career Opportunities
      • MLO Revenue Share Residual Income Career Opportunity
    • Videos
    • Blog
    • Testimonials
    • Talk To A Loan Officer
    Search